Hot Girl Summer Meets Smart Girl Strategy: How to Protect Your Assets When You’re the Breadwinner
Summer is heating up, and while everyone else is planning beach trips and brunches, I want to talk to my fellow high-achieving women about something just as important: protecting your financial future before marriage.
Because being madly in love should not mean leaving your money, your business, or your hard-earned assets vulnerable. Especially when you’re the breadwinner in the relationship.
It is ok to be madly in love and smart about your financial future. They are not mutually exclusive.
The Rise of Female Breadwinners (and Why It Matters)
Here is a stat that should grab your attention:
According to a 2023 Pew Research study, 25% of married women now out-earn their husbands.
And that number is only going up.
Whether you are a small business owner, managing a booming side hustle, or thriving in your corporate career, this shift is powerful—but it comes with responsibility. If you are bringing more into the relationship financially, it is time to get serious about marital asset protection.
Why Every Female Breadwinner Should Consider a Prenup
Let’s break it down. A prenuptial agreement is not just about divorce—it is about clarity, boundaries, and smart financial planning. Here is how a prenup helps you protect yourself and your future.
- ✅ Protect your business and intellectual property – Do not risk your company being considered marital property.
- ✅ Secure your retirement accounts and investments – Shield long-term assets you built before marriage.
- ✅ Establish financial expectations upfront – Avoid misunderstandings about debt, savings, and expectations down the line.
But Isn’t Talking About a Prenup Unromantic?
For people who want a solid marriage, absolutely not. If anything, it is one of the most loving and responsible things you can do. Because saying, “I want to protect both of us before we say ‘I do,’” is the ultimate sign of respect.
Marriage is an actual legal contract. Pretending otherwise does not make you more in love—it just makes you unprepared and a little ignorant. I say that with love.
Start Your Hot Girl Summer With Financial Confidence
This summer, don’t just protect your skin—protect your assets.
Whether you are getting engaged, planning a wedding, or already deep in the Pinterest boards, it is time to start the money conversation.
Book a Prenup Strategy Session with me today and let’s walk through your options, your concerns, and how to move forward with confidence.
Because real love should come with real transparency.
And that is the kind of summer glow-up we are here for.
xo,
The Prenup QueenTM
